An Unexpected Illness
My husband and I are in our late fifties and both of us have always valued our jobs. In particular, we liked the financial freedom that came with two incomes.
Unfortunately, I became ill a little while ago and had to give up work. Our finances suffered more quickly than we thought they would, especially because of our existing monthly repayments. We realised we were going to have to do something when we found out that our debts had grown to £25,000.
My illness wasn’t helped by the chasing that started by our creditors. Both myself and my husband were called constantly with demands for payment. With some help, we looked into our options carefully and realised that we could use the equity in our house to cut our repayments. We remortgaged and brought our monthly payments down to a level we could easily afford. It was such a relief. Now I’m able to concentrate on getting better, without worrying about the phone ringing!
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