Minimise your expenditure

Whilst there are many ways to reduce how much you spend each month, the simplest is probably to change your utility, phone and insurance suppliers. Comparison websites generally offer better deals than if you go to the suppliers direct. This is because on a comparison website, the suppliers are directly competing for your business with other companies so need to offer greater incentives.

Below is a list of recommended price comparison resources:

Here are some useful fact-sheets on what to do if you're struggling to pay your energy bills: