What happens after my IVA finishes?
When you have made your final payment and successfully completed your Individual Voluntary Arrangement, you will be issued a certificate of completion by your Insolvency Practitioner, who will also inform your creditors.
A copy of the completion certificate is also passed to the Insolvency Service so that the Insolvency Register can be updated and your details removed.
Credit reference agencies will need to be updated, which is your responsibility. Notifying them that your IVA has completed successfully is an important step in improving your credit rating.
You can read more about IVAs and whether they are suitable for your situation in our IVA section.
Debt Advice Foundation is a registered UK charity offering free, confidential support and advice on any aspect of debt, including IVAs. Our helpline advisors are available Monday to Friday 8am to 8pm and Saturday 9am to 5pm on 0800 043 40 50.
Other related questions
- What if my creditors don't agree to my IVA proposal?
- What are the implications of an IVA remortgage?
- Where can I find an impartial IVA forum?
- What is an IVA?
- Where can I get UK IVA advice?
- How does the IVA process work?
- How long does an IVA last?
- Where can I get free IVA help?
- What will happen to my house in an IVA?
- Who can enter into an IVA?
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