Free and impartial debt advice from a UK charity

Debt Advice Foundation is a registered national debt advice and education charity offering free, confidential support and advice to anyone worried about debt. Because we're a charity, you can be sure that the advice we give you is impartial and based solely on what is best for you.

If you have a debt problem, Debt Advice Foundation can help you understand which options are available to you and will recommend the debt solution that is right for your situation. Our aim is to help you:

• Reduce monthly repayments to an realistic and affordable level
• Stop creditors taking enforcement action against you
• Protect important assets such as your home

If you are struggling to keep up with credit card or loan repayments, have arrears or are facing legal action as a result of being unable to pay your creditors, our debt helpline advisors are standing by waiting to help.

We advise on the full range of debt solutions including Bankruptcy, Debt Relief Orders, Free Debt Management plans, IVAs, Trust Deeds, LILAs, Debt Arrangement Scheme, Administration Orders and Debt Consolidation.

If you require advice on debt or need to talk to someone in confidence about your options, there's no need to wait or book an appointment, our free debt advisory service is open Monday to Friday 8am to 8pm and Saturday 9am to 5pm on 0800 043 40 50.

Click here to read what others have said about their debt helpline experiences.

For your own peace of mind you will want to know that Debt Advice Foundation is a registered debt charity (1095705) and has a consumer credit license (0628156).

All of the charity's advisors are associate members of the Institute of Money Advisors, a charitable body that aims to promote free money advice and develop professional standards.