Budget Planner
Keeping track of your finances so that you don’t spend more than you can afford to each month can be difficult and time consuming.
That’s why Debt advice Foundation has developed Budget Planner, a free budgeting tool that will help you manage your finances effectively.
Budget Planner will automatically open in Microsoft Office Excel. If you don’t have Excel, don’t worry, there is a free application (Open Office Calc) that does the same thing available here (opens a new window). Please note that colours and formatting may vary in Open Office and in older versions of Excel due to their standard colour palettes.
If you’re having any difficulty downloading Budget Planner, please email [email protected].
Download the budget planner
We help over 10,000 people every year
Our advice is 100% free and impartial
£17,000 is our average caller debt
We advise on the full range of debt solutions, including:
Bankruptcy
All of your qualifying debts are written off and after 12 months (typically), you will be discharges. The court can enforce an ‘Income Payments Order’ for a further three years and your home is at risk. A small fee may be payable.
Debt Relief Order (DRO)
All of your qualifying debts are written off after 12 months. Debts must not exceed £20,000, assets must not exceed £1,000 and you must have a low disposable income. A DRO costs £30 to set up.
Individual Voluntary Arrangement (IVA)
Typically, 50% to 60% of debt is written off, interest is frozen and you are protected from creditor enforcement action in an IVA. It lasts for 5 years and fees are payable. Your will have to keep to a fixed monthly budget or your IVA could fail.
Debt Management Plan (DMP)
You will make a single, affordable monthly payment for as long as it takes to repay your debt in full. It is not legally binding and some conditions may not agree to freeze interest. Some companies charge a monthly fee for this service.
Helpline Callback
If you’re unable to call our free debt helpline number 0800 292 2077 right now, you can fill in the form below and one of our advisors will call you back at a time of your choosing.