People in debt to be given breathing space | Debt Advice Foundation

People in debt to be given breathing space

Under new rules being drawn up by Government, people struggling with debt would be given six weeks of breathing space in which to seek advice about their situation.

The plan, which the Treasury is currently consulting on, would see anyone struggling to keep up with their debt repayments exempted from further interest, charges and creditor enforcement action for a period of six weeks so that they can seek advice.

The scheme would only apply to England, Wales and Northern Ireland as Scotland already operates a similar system.

Under new rules being drawn up by Government, people struggling with debt would be given six weeks of breathing space in which to seek advice about their situation.

The plan, which the Treasury is currently consulting on, would see anyone struggling to keep up with their debt repayments exempted from further interest, charges and creditor enforcement action for a period of six weeks so that they can seek advice.

The scheme would only apply to England, Wales and Northern Ireland as Scotland already operates a similar system.

David Rodger, CEO of Debt Advice Foundation said “The reality is that very few people know what to do or where to go for help when faced with financial difficulties because it’s simply not something they’ve ever experienced before.  The proposed changes are an important first step to helping vulnerable people get the advice they need to get back in control of their finances.”

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