What is a County Court Judgement (CCJ)? | Debt Advice Foundation

What is a County Court Judgement (CCJ)?


A County Court Judgement (CCJ) is a legal declaration of liability made by County Courts setting out how much is owed to a claimant, how much should be paid to them and over what period. Judgements are entered onto the Register of County Court Judgments, which is used by lenders to determine credit suitability.

A creditor may attempt to reclaim money you owe to them via a County Court if you fail to maintain the agreed repayments.

Debt Advice Foundation is a registered UK charity offering free, confidential support and advice on any aspect of debt, including County Court Judgements. If you need to talk to someone about CCJs or would like general debt advice, please call 0800 043 40 50 to speak to an adviser.

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